Indianapolis Bankruptcy Attorney
In the United States, you are entitled to file for bankruptcy if you are overwhelmed by credit card bills, hospital bills and other types of debt. Credit card companies may try to tell you that you cannot file for bankruptcy protection if you have a job. However, most people with serious debt problems are eligible for debt relief under the new bankruptcy laws.
If you live in the Indianapolis area and have serious problems with debts, I offer a free initial consultation to discuss your case.
Filing bankruptcy puts an immediate stop to home foreclosures and car repossessions and gives you time to get your finances in order. In some cases, you may be able to negotiate lower payments on assets you want to keep, such as your car.
Bankruptcy Facts
- Bankruptcy means test. Under the new bankruptcy laws, you must pass a means test to determine whether you are eligible to file Chapter 7 bankruptcy. Most people with serious debt problems pass the means test with advice from a bankruptcy lawyer. If your income is too high to file Chapter 7 bankruptcy, you can file Chapter 13 bankruptcy.
- Chapter 7 bankruptcy. Filing Chapter 7 bankruptcy allows you to eliminate unsecured debts — things like credit card debts, hospital bills, payday loans and other debts that are not secured by property (such as your home and your car loans).
- Chapter 13 bankruptcy. Filing Chapter 13 bankruptcy is a good option if you have significant assets such as a home that you would not be able to keep by filing Chapter 7 bankruptcy. Chapter 13 bankruptcy is a court-approved debt repayment plan that provides debt consolidation and debt reduction.
Attorney Vanessa López
Free Attorney Consultation
To discuss your bankruptcy case with lawyer Vanessa López, call 317-644-6261 (español: 317-715-1847) or fill out our simple contact form. Evening and weekend appointments are available. Hablamos español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
